Posted by ShopaholicSavers on March 18, 2013
So this year for the first time ever, I thought I might owe money on my taxes. This was because of a stream of income from last year that had no taxes taken out of it and in addition I am no longer a student so I can’t claim that as a deduction. I tried asking various people what percentage of someone’s income goes towards taxes and I received various different answers that led me to the conclusion that it’s not that simple.
So for the first time ever, I decided to run my tax information through two different free tax services. Turbo Tax and HR Block. This took me less than an hour to do and to my relief, while I do owe money on my taxes, I owe less than $100 and both programs told me that I owe the exact same amount. While it is a little disappointing not to get a check back from filing my taxes for the first time, it is also a huge relief that I won’t have to take money out of my savings to pay my taxes either. Next year I will be back in school and I will likely qualify for a tax refund again so I can’t be too disappointed.
Note- I am in no way associated with any tax program. This article is simply meant to share my own personal experiences.
Posted by ShopaholicSavers on August 23, 2012
Posted by ShopaholicSavers on November 15, 2011
I know that usually I am telling you how to save money and not spend $1 but I figured if you are going to spend $1 anyways this article has some good ideas. Click HERE for the article.
Posted by ShopaholicSavers on November 15, 2011
As if Starbucks didn’t charge enough already, they were caught charging a bean surcharge. They have since dropped it but you can read the article HERE.
This just one more reason why I make my coffee at home.
Posted by ShopaholicSavers on September 23, 2011
I don’t know about you but I love reading articles about frugal living. Why? It gives me new ideas and reaffirms what I’m already doing, therefore providing inspiration!
Here are a few articles I have stumbled upon lately that I thought were worth sharing.
By Jeff Yeager
By Dan Shapley
By Brian Hopkins
Posted by shopaholicsavers on September 2, 2011
For those of you who have never heard of it, All You magazine is a magazine that “pays for itself” because it is full of coupons and money saving ideas. I love reading it for frugal advice and information and I have wanted a subscription for a long time. However, my mom and aunt love magazines and give me lots of them so I have refused to buy any magazine subscription, but I had enough free amazon.com egift cards from Swagbucks (a search engine you get rewards for searching on) to get a free subscription.
Now when my copies arrive in the mail I will be even more excited because I know they were free (and I love free stuff) and they will also save me money.
To join Swagbucks click the banner
Posted by shopaholicsavers on April 10, 2011
This article is about how often we actually need to wash our clothes. While I’m not saying I necessarily agree with all of their time frames it does support what my family has believed for a long time- Unless clothes are visibly soiled there is no need to wash them after every single wear. This will make your clothes last longer, it’s eco-friendly, and it will save on your water and electric bill (not to mention time and energy.)
Posted by shopaholicsavers on April 9, 2011
These are easy and smart ideas everyone should try. Click above for the link.
Posted by shopaholicsavers on March 29, 2011
I love getting free stuff in the mail. This week I got a free yogurt coupon that I had signed up for and also a free Publix magazine. If you don’t get Publix’s free magazines I highly recommend signing up for them. They are FREE, there are several of them and they often have coupons. You can get a subscription form from the Ad/Coupon stand at the front of the store or you can get the online. HERE is the link to Publix Family Style.
Posted by shopaholicsavers on February 27, 2011
I am currently reading The Cheapskate Next Door by Jeff Yeager. It is the sequel to his first book The Ultimate Cheapskate’s Road Map to True Riches. He is a very smart and funny author and I have enjoyed reading both books.
Here are some of the many great frugal quotes I have found in his book so far-
“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.” – Will Rogers
“I get to do what I love because I’m frugal. I feel that I was put on earth to teach…. We may not earn a large income, but we are very wealthy because we get to do what we want to in life.” -How to Survive (and perhaps thrive) on a Teacher’s Salary
“”I try to bite my tongue but I really want to yell, “Do you know how much money you’re wasting on that?”‘ – Jeff Yeager
“Live simply so that others may simply live.” – Gandhi
“The key to wealth isn’t what you earn, but rather what you spend.” – Kristan Lawson
“If you can’t afford to pay for it now, you can’t afford it.” – John Dochnahl