Tag Archives: Frugal Living

Saving Money On Prescriptions

It’s that time of year again- cold and flu season. Unfortunately, I’m sick! I’ve learned my lesson about waiting to go to the doctor and so as soon as I suspected that I had more than a cold I made an appointment and went. I was asking about discounts on prescriptions and the nurse told me that anyone who has a reoccurring prescription should visit the manufacturers website to see if they have a discount. I have a friend who was able to print a coupon for $10 off of her prescription each month. That’s a lot of money saved for a little bit of time.

Another way that I save on prescriptions is by always saving coupons for free gift cards with new or transferred prescriptions. You never know when you or someone near you will get sick and getting a gift card with a prescription is a silver lining in having to go to the pharmacy.

2011 Christmas In Review

We did exceptionally well this Christmas! I’m very proud of my family and myself for the beautiful Christmas we had this year. Despite having a huge tree and a beautifully decorated house I didn’t spend a cent on decorations or wrapping. My mother had tons of both from years past and insisted on sharing now that I have my own house.

The above picture shows why I love using comics as wrapping! They also save you lots of cutting and money. If you are getting multiple newspapers ever Sunday I look at this as an added benefit. We used the free tape from HERE to wrap gifts. We are also saving bags and boxes from this year for next year.

I was asked by a friend to participate in buying gifts for the children at a local homeless shelter and feel very thankful for being able to take part in it. I chose the oldest teenagers because I figured most people would choose younger children. I love, love the gift bags we put together for them with fun and practical personal care items, etc. My sister and I even drove a half an hour to the Victoria Secret Outlet to buy tote bags for the girls for $1.99 each! Thanks to couponing I was able to do this while spending very little money. See the above picture of the items laid out on their bags.

I LOVE many of the practical gifts I got this year. The best way to surround yourself with things from the people you love is to have them buy you things you need and use. My brother bought me a cast iron skillet (we are trying to avoid Teflon), my father got me stainless steel pots (again, trying to avoid Teflon) with lids and best of all a buffet food warmer since my new favorite hobby is making dinner for lots of people. My mother got me a small suitcase for weekend trips and my boyfriend got me a huge roller board suitcase for when we make long trips. These were both great because we LOVE to travel. Traveling is one thing I feel it is very worthwhile spending money on. My aunt got me a sewing machine which I have been wanting for some projects that I know I can accomplish once I figure out how to use it. My sister got me some really great household and personal care products as well as lots of picture frames which I will use all through my house. My boyfriend also bought me my very own copy of THE TIGHTWAD GAZETTE!!!! (I wrote about it HERE). For those who don’t know, it is the frugal living bible. I am so excited. I read it when I got it from the library and wanted to buy my own copy for a year but I never expected to get it as a gift. I love rereading it and also being able to write in my own notes this time.

None of us went into any debt to buy any gifts, because we used so many frugal strategies. Including, using gift cards, shopping sales, giving free with coupon household items, shopping at dollar stores, and many other ideas you can see here (30 Ways to Save Money This Holiday Season).

We all ate and made tons of food which cost us very little after couponing and discounts and stocking up when there were good deals through the year. Now I have lots of leftovers that will save me from having to cook for days and I will probably still have some to freeze for later.

I bought an extra ham and turkey this holiday season with a steep employee discount from the place my mother works. I have kept them frozen and I hope that this will help offset some of our meat grocery costs in the coming year.

Right now, I feel like I never need to go shopping again! I have everything I need and can’t imagine needing anything else (at least not anything I can’t buy with the many gift cards I now have lol). I know this feeling won’t last long but I’m going to try to hold onto it because I am so lucky to be so blessed.

Christmas Gift Idea- $6 Car Care Gift Idea at Dollar Tree

Dollar Tree is one of my favorite stores because everything is $1. I put together this car care kit as a Christmas gift for someone who just got a new car.

It contains-

– 1 Wheel and Tire Cleaner

– 1 Auto Glass Cleaner

– 1 Car Spot and Carpet Cleaner

– 1 Black Bucket

– 1 Windshield Cleaner Brush

– 1 Car Cleaning Scrubber

And all of it only costs $6!

Why Rain Checks are Smart

For those of you who don’t know, a Rain Check is “an agreement for a merchant to provide to a customer an out-of-stock sale item at a later date. At grocery stores, if an item is on sale (offer) and the merchant has run out of the item, the customer may request a rain check in order that he/she may get the item at a later date at the sale price (Wikipedia).”

As couponers know, really good deals are often in high demand and we have all felt the disappointment of finding an empty shelf. It is very smart to get Rain Checks because they allow you to still purchase the item you intended to buy at a later date. Often the store will restock before your coupons expire but sometimes they will even extend the date that the store will accept expired coupons if you ask them to include it in the rain check.

Rain Checks are cool because many of them do not expire (always check). Unlike most sales that only last one week, this allows you to purchase the item when you actually need it.

11-23-11 Frugal Quote

“A lot of people’s hobbies actually cost them money, mine actually saves me money!”

– Erin, Extreme Couponing

Free Rouge Magazine Subscription

To receive your free Rogue Magazine Subscription create an account with StyleUnited. All you have to do is check the box to receive the free magazine and put in your correct address. I’m told it has high value coupons which make this an even better deal.

11-23-11 Free In The Mail This Week

Free in the mail this week-

– Free subscription to Kiplinger’s Magazine

– Free Gummie Vitamins

– Free Trial Size Herbal Essence Shampoo

– Free Sample of Crest White Strips

– Free Sample of Crest White Strips Toothpaste

– Free P&G Coupon Booklet (It even had my name on it!)

Forgot a Coupon? Bring it back!

When I first started couponing, I was frustrated after forgetting a coupon at home and I found out that if you forget a coupon you can bring it back to the store with your receipt.

The above picture is my receipt after a “quick” shopping trip for a few things I needed. “Quick” meaning last minute, no coupons, spending more money. However, I was a lot happier when I got home and realized I had a couple coupons for the items I had already bought. I was able to bring them back to Publix and get some money back. The store will redeem the coupons and get it’s money back. Win, Win!

Now I always keep an eye out for coupons for I items I have recently bought. Think of it like a price guarantee where you can bring your receipt back if an item goes on sale. Stores do this all the time.

 

How to Save 100% at Any Bookstore

I love books and I love browsing bookstores; however, with the economy being what it is I try not to spend money unless I have to. My strategy for still enjoying bookstores while not blowing my budget is not to buy anything. But that’s not fun right? You still want to read those great books that you find! So what I do is pull out my camera phone and take pictures of the covers of books I want to read and then go home and reserve them at the library. The library will call me when the books come in and then I just pick them up.

I don’t want anyone to think that we don’t buy books because we do. We have an entire library in our house full of books. Very few of them were bought brand new. I keep a mental list of books that I would like to own and then I try to buy them at our local thrift stores for .10¢ or .25¢. We also shop at a couple of really great, local, family owned, used book stores.

Article “10 Smart Ways to Spend One Dollar”

I know that usually I am telling you how to save money and not spend $1 but I figured if you are going to spend $1 anyways this article has some good ideas. Click HERE for the article.

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